LOW INTEREST CREDIT CARDS WITH REWARDS AND CASH BACK - BY BANK
Citi Cards - Great choice of cards with rewards, 0% APR for 12 months and low ongoing APR. Citi Platinum Select, Dividend, Diamond, AT&T Universal Savings, Driver's Edge, Citi PremierPass, AAdvantage cards, Hilton HHonors, Upromise and Professional cards. Also see Citi business and student credit cards.
Discover® Cards - Introducing the Discover® Open Road Card- Earn up to 5% Cashback on gas purchases, and 0% Intro APR. Choose from various Platinum card designs including Clear, Flag, Wildlife, Sealife collection and more. Also available: Business cards and Student cards.
Capital One® - Earn up to 2 miles per dollar. Choose from No Hassle MilesSM Rewards, No Hassle MilesSM Visa Signature®, No Hassle CashSM Rewards, Platinum Prestige and Platinum Cards.
American Express - Earn up to 5% cash back with Blue Cash® and 0% APR for up to 6 months. American Express cards offer free rewards program and great rates. Cards include Blue, Blue Cash, Gold and Green Reward cards, Delta SkyMiles, Hilton HHonors® Platinum, Starwood Preferred, the One card, and business credit cards.
Bank of America® - Platinum Plus® Visa®, WorldPoints™ Platinum Plus™ MasterCard®, Choice Privileges® Visa®, US Airways® Visa® Signature, Alaska Airways, Asiana Airlines, Hawaiian Airlines, Make-A-Wish, and more.
Advanta - business credit cards offer 0% intro and as low as 7.99% APR. Choose one of the Platinum Business Card, Business Card, Platinum Business Card with Rewards, or the Platinum Business Card with Cash Back OR Travel Rewards.
HSBC Bank - Offers top credit card products including The Weekend Card, the Platinum card with Cash or Fly Rewards, the GM Flexible Earnings card and Orchand Bank Platinum, Classic, and Secured MasterCards - a special category of cards for people with fair credit.
Merrill Lynch - Offers the MERRILL+® Visa® Credit Card with no annual fee and a low competitive 9.99%. The card has an outstanding rewards program and a credit line as high as $250,000. Reward points can be redeemed for merchandise, gift cards, or air rewards that can be used anytime, anywhere, on any airline.
Chase Bank - Choose from many great offers: Platinum, Freedom Cash, Flexible Rewards Card, PerfectCard, Subaru, Toys “R” Us, Business cards and Student cards and more.
Visa® Credit Cards - Get 0% introductory APR's, low ongoing interest rates, up to 5% cash back, airmiles, travel rewards, and more. Visa card offers include cards for individuals, businesses, students, and for those with less than perfect credit.
MasterCard® Credit Cards - Mastercard credit card offers include benefits such as 0% introductory APR's, cash back offers of up to 5%, frequent flyer miles, and many others. Mastercard credit cards are available for individuals, businesses, students, as well as those with less than perfect credit histories.
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CREDIT CARDS FOR PEOPLE WITH BAD CREDIT OR NO CREDIT HISTORY
Orchard Bank - Offers the Orchard Bank Classic Mastercard®, which can help you rebuild your credit history. Orchard Bank cards are accepted at millions of locations worldwide. The Orchard Bank Credit Card is issued by HSBC Bank Nevada, N.A.
AccountNow® Prepaid Visa® Card - This prepaid Visa® card offers free direct deposit, free online bill pay and online approval.
First PREMIER Bank - offers the First PREMIER Bank Gold Mastercard with a low APR on purchases. This is a credit card for those with less that perfect credit and it reports monthly to 4 major credit bureaus. Accepted wherever you see the MasterCard® logo.
Bank in US .
Advanta - Advanta is one of the nation’s largest credit card issuers that cater exclusively to small businesses. Advanta cardholders can receive extra cash back on business purchases as well as cash back on other purchases. Advanta’s Travel Rewards Program allows cardholders to earn points for travel and other benefits.
American Express - American Express is the pioneer of credit cards. American Express offers competitive rates on personal, business, and corporate credit cards on multiple levels. American Express provides cash back rewards and automatic discounts on services such as FedEx, Courtyard by Marriott, Delta, and many others.
Bank of America - As the nation's largest bank, Bank of America offers a comprehensive line of credit cards with low competitive rates. Many of their cards have extensive reward programs that allow you to earn points that are redeemable for cash, travel, merchandise, and more. Bank of America provides their cardholders with online banking services and fraud protection.
BankFirst - BankFirst provides prepaid debit cards. With various loading methods, BankFirst makes it simple for cardholders to access their money at thousands of locations worldwide. BankFirst prepaid debit cards are suitable for most applicants; even with bad credit.
Capital One - Founded in 1995, Capital One is a financial services company offering a wide range of credit, savings and loan products to customers throughout the United States, UK, and Canada. Capital One may be best known for their "No Hassle" line of credit cards which offer exceptional rewards and great value for both individuals and businesses.
Chase - Headquartered in New York City, Chase serves as the consumer and commercial banking division under JPMorgan Chase. Chase is one of the leading issuers of credit cards in the United States. They offer various credit card rewards, including air miles, travel, cash back, and rebates.
CitiBank - CitiBank offers credit cards for consumers with average to good credit. CitiBank is well-known for its 0% introductory rates on many of their credit cards. In addition to competitive rates, most of their credit cards come with no annual fees, plus rewards.
Discover - Discover is one of the nation’s leading credit card issuers. Discover introduced their Cashback Bonus, which was the first of its kind, and is America’s leading cash back program. Along with their cash back programs, Discover emphasizes customer service, and fraud detection. Discovers’ fraud detection services are second to none allowing cardholders to rest assure that they will not be accountable for any unauthorized charges.
FIA Card Services - Based out of Delaware, FIA Card Services operates under its parent company, Bank of America. Many of their cards offer 0% APR for cash advance checks and balance transfers for an entire year. Cardholders can receive points on every purchase and redeem them for travel, merchandise, and more.
First Bank of Delaware - First Bank of Delaware specializes in extending credit to consumers with poor credit and also to individuals who have a difficult time qualifying for an unsecured credit card. First Bank of Delaware reports to the major credit card bureaus, provides online financial management tools, and gives semi-annual credit limit increases to cardholders who make on-time payments. One of their most popular card is the Tribute Credit Card.
First Premier - First Premier is a leading credit card provider for consumers with poor credit. Unlike most sub-prime credit cards, First Premier offers low rates, even beating out many standard credit cards. Despite the low rates, they do come with the usual fees that you'd expect from a sub-prime credit card.
Four Oaks Bank - Four Oaks Bank began operations in North Carolina in 1912 and provides a variety of credit cards to fit consumer’s needs. Four Oaks offers a points program with each of their cards. The points are redeemable for select merchandise and travel rewards.
HSBC Orchard Bank - HSBC is one of the world’s leading MasterCard issuers. HSBC provides credit cards for those with credit ranging from bad to good. HSBC also provides cash back programs and 24 hour customer service. HSBC offers periodic credit limit increases and monthly reporting to the major credit bureaus for cardholders attempting to increase their credit score.
Iberia Bank - Iberia Bank has several credit cards with 1% cash back on all purchases. Many of their offers provide online access to credit card information, 0% introductory APR on balance transfers for the first six billing cycles, and no annual membership fees.
M&T Bank - M&T Bank offers prepaid debit cards for those with poor credit. Prepaid debit cards can help cardholders to control overspending. Also, M&T Bank card applications are quick and easy, and usually do not require credit checks or employment verification.
MetaBank - MetaBank specializes in prepaid debit cards for those with poor credit. Cardholders fund their credit card using either their bank account or direct deposit. MetaBank offers some cards with rewards, money management tools, online bill pay, and more.
Monterey County Bank - Monterey County Bank provides prepaid credit cards to those with poor credit and even no credit. Monterey County prepaid cards do not require a credit check. They also provide secure online access to your account.
New Millenium Bank - New Millenium Bank is a small community bank that operates in New Jersey. Their focus is on personal service. New Millenium Bank does not require a credit check on their secured credit cards. With monthly credit reporting, New Millenium Bank makes it possible for someone with little or no credit to improve their credit history.
Plains Commerce Bank - Plains Commerce Bank primarily caters to the sub-prime credit card market. They offer unsecured credit cards for consumers who've had difficulty qualifying for a new credit card. Due to credit risk, their rates and fees may be typically higher than most standard cards.
Pulaski Bank - Pulaski Bank boasts some of the lowest rates in the credit card market. Pulaski Bank offers three cards that are excellent for consumers with good to excellent credit. Their credit cards have 0% balance transfers; however, some may include an annual fee.
US Bank - US Bank offers a wide range of financial services, including banking, mortgage, personal loans and credit cards. Their credit card rates are competitive to most of the major banks. They also offer rewards such as air miles and cash back on purchases.
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